Debts and Credit » Credit Cards Legal Questions & Answers


Category: Debts and Credit » Credit Cards
Am I responsible for credit card debt of my deceased husband?

My husband passed and had several thousand dollars worth of credit card debt in his name only. I am being harrassed by the credit card companies to settle this debt. They have threatened to take my property, cars, life insurance which I am the beneficiary of and the pension tha...

04/17/2007 | Category » Credit Cards  State » MO  #3166
Can one company give my credit card number to another company?

Is it legal for a company that you order a product from, to give out your credit card number to another company?

04/28/2007 | Category » Credit Cards  State » VA  #3386
Is my wife responsible for my credit card debt?

We moved here from Indiana 3 years ago. I had my own credit cards. I went own total disability. Is my wife responsible for my debt now that we live in Arizona?

05/05/2007 | Category » Credit Cards  State » AZ  #3852
Do I have a discrimination case when there was no basis for the limit decrease?

I was given a credit card with a $1000.00 limit and later that limit was reduced by $300.00. The Letter from the bank stated "authorizations at high risk merchants" I later find out that the "high risk merchants" wasn't that at all. The customer service rep stated that "I used my...

05/09/2007 | Category » Credit Cards  State » NY  #4365
Is there a statute of limitations on credit card debt?

I recently received a summons for a court date for an old credit card debt, a 5 year old credit card debt that is. I was doing some research and found something called the Statute of Limitations saying that if the debt is more than 4 years old, they do not have the right to colle...

05/15/2007 | Category » Credit Cards  State » FL  #4789
If someone secures a credit card in a ficticous name and pays the card, is this fraud?

A person using a fictious name (fictious person for name does not exist}receives a credit card offer for the fictious person and accepts.He then uses the card and makes monthly payments to the account.Does this become fraud and can it result in a legal arrest without a complaint ...

10/31/2007 | Category » Credit Cards  State » FL  #11359
Can my credit card debt from 1996 still be collected?

I had a Visa (credit card) in 1996, it maxed out at $9,900, which I could not pay. In January of 2000, a law firm filled a judgment in New York against me for $23,000 plus accrued interest, lawyer fees, penalties, and etc. Is this still collectible? What recourse do I have?

04/28/2009 | Category » Credit Cards  State » NY  #16253
What recourse do I have against the prepaid credit card company for closing my account?

I had applied for a prepaid debit card for my tax return to be deposited. After I received my refund, they closed my account for the card stating that too many email addresses were used. So my account was closed without any notification. I had this card for 3 months before my re...

05/05/2009 | Category » Credit Cards  State » GA  #16592
How can I make my former domestic partner pay for credit cards he ran up in my name?

I have 2 credit cards that my ex domestic partner abused and now will not pay. What can I do to make sure my he pays them so it will not affect my credit as well.

05/28/2009 | Category » Credit Cards  State » AZ  #16801