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Debts and Credit » Fair Debt Collection Act Legal Questions & Answers

Category: Debts and Credit » Fair Debt Collection Act
What can I do if a creditor is consistantly posting my payments late which reflects on my credit? I need your help in getting a 30 day late mark off my credit report. I have a department store credit card, which I pay off every other month. They say that my first payment was due on the 8th of the month and I paid it on the 17th. Then they say that I didn't make a payment at... 02/07/2007 \| Category » Fair Debt Collection Act State » AL #446

Can a creditor turn an account over to a collection agency and start legal action at the same time? Is it legal to turn an account over to a collection agency and start legal court action, or can you only do one or the other? 03/29/2007 \| Category » Fair Debt Collection Act State » MN #2317

The Fair Debt Collection Practices Act (FDCPA) prohibits harassment or abuse in collecting a ... Can bill collectors call on Sunday? 05/20/2007 \| Category » Fair Debt Collection Act State » CO #5375

What can I do if the credit card company that is suing me never gave me an explanation of charges? I'm being sued for a charged- off credit card balance that I had a dispute of two cash advances. my credit limit was $2000.00, the collections are saying I now owe them over $5,500.00. Can I get this dismissed on the basis that my dispute was never resolved due to the transition ... 05/27/2009 \| Category » Fair Debt Collection Act State » FL #16794

How Do I Stop Harassment By A Debt Collector? CPS, a collection agency called me about a year ago and said I owe $535.81 to a company called Checking Check Cashing from 1998. First CPS said it was for a loan someone took out in my name. They started calling me again two weeks ago and now say it is for a returned check. CPS... 07/30/2009 \| Category » Fair Debt Collection Act State » CA #17879

What Do I Do if a Creditor I Don't Know Sends Me A Bill? I received a collection notice from afni on a debt with a company I have never done business with (Frontier ON-Line) The balance is $207.45 They say I have 30day to contact them. So the question is how do I handle this? Do I pay it? ignore it? what do I do?thanks Dustin 07/19/2011 \| Category » Fair Debt Collection Act State » MN #25204