What happens with a joint checking account when one person dies?

05/03/2007 - Banking laws - State: KY #3642

Full Question:

My ex husband recently passed away. We have been divorced for 2 years, but we had a joint checking account that he did not close out because he did not want to have to change his direct deposit information. What happens to the checking account seeing how my name is still on it? Does that make me liable for any bills? I currently live in KY, but the account is in New York where we lived. He stayed in New York.


Typically, a joint account is divided during a divorce, so I sugest reviewing the property settlement agreement with your attorney. I suggest calling the bank to determine if you have a right of survivorship in the account.

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05/03/2007 - Category: Banking laws - State: KY #3642

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