Debts and Credit Legal Questions and Answers
How do I get out from under the loan on I car where I owe more than the car is worth?
I cannot afford payments on car. I owe more than it is worth. I would like to get out from under the loan.
05/03/2007 | Category: Debts and Credit | State: Oregon | #3618Is a husband responsible for a deceased wife's debt if it was all in her name only?
I have a friend who is dying of cancer. The end is very near and she is concerned for the husband and children she will leave behind. What bills/debts is her family responsible for once she passes? All of her bills, credit cards, etc. are in her name only. Will her family be responsible for the balance of payments. As far as I know, there is no estate involved.
05/03/2007 | Category: Debts and Credit | State: New York | #3608What bills is my father responsible for when filing bankruptcy if his wife does not file?
My Dad wants to file bankruptcy and his wife does not. My Dad has cancer and cannot pay for all her spending even though he has signed for nothing. He is retired and is barely making ends meet. Is he responsible for all bills or just his?
04/28/2007 | Category: Debts and Credit | State: Missouri | #3395Is my social and bank information needed when applying for an apartment?
I am trying to rent a beautiful apartment on Roosevelt Island. There is a credit check fee of $100 and they want me to fill out a rental application with my SS#, bank account numbers, and my signature. Is this normal?? Should I worry about identity theft or fraud?
04/28/2007 | Category: Debts and Credit | State: New York | #3388What if I agree to pay the balance of the debt, but not the attorney fees requested?
We received a summons for an unpaid dental bill. The actual amount due is $991 however there are Attorney fees of $330.33. The Attorney has been nasty and we refuse to deal with him. After much thought we have decided to pay the $991. We do not want to pay these Attorney fees. My wife signed something from the dentist that stated if the account was turned over to an attorney we...
04/28/2007 | Category: Debts and Credit | State: New Jersey | #3378What options do I have if I can no longer afford the restitution payment?
I got into trouble at my old job at Macy's. I was caught stealing product and gave it back and spent jail time for the act. It was the first time I was in trouble with the law. The made me sign a promissary note for restitition for a very large amount of money under the threat of further prosecution because I was suspected of selling some stolen product on ebay. I have no rece...
04/18/2007 | Category: Debts and Credit | State: Colorado | #3188After settling a credit card debt, is it legal to collect remaining debt?
I settled a revolving line of credit back in 2003 with a collection agency for a lower amount then what was due to resolve the debt. On my credit report it states account settled. I just received a letter dated 04/09/07 from A Law office in CA that they are collecting on that very debt. it looks like it is for the remaining balance that would have been due if I had not settle...
04/14/2007 | Category: Debts and Credit | State: Minnesota | #3096Will I be responsible for my husband's debt if he passes away?
My husband is terminally ill. Will I be responsible for debt in his name only when he dies?
04/13/2007 | Category: Debts and Credit | State: New Hampshire | #3067Are there any time limits to cashing a certified check in Texas?
I was given a certified check by my brother in 2004, which I have not cashed. Are there any laws pertaining to time limits for cashing certified checks in Texas?
04/12/2007 | Category: Debts and Credit | State: Texas | #3046As a daycare owner how so I collect delinquent money owed by parents?
My spouse and I have a DayCare business. This is our first year and we already have clients that refuse to pay pass due monies for services rendered. How do we go about collecting, legally and quickly?
04/08/2007 | Category: Debts and Credit | State: Illinois | #2800