Debts and Credit Legal Questions and Answers
How do I secure money I am loaning to someone in case they default?
I want to get a promise to pay me $2,000 with a condition should that person default in payment. It is an unsecured $2,000. Plus, I need to know what I do, like file a lien, should a default occur. Which promissory note should I get?
04/04/2007 | Category: Debts and Credit | State: North Carolina | #2621Can the hospital force me to take out a loan to pay my wife's medical bills?
My wife just had emergency surgery. She does not have medical insurance. The bill is around $20,000. I plan on sending in a monthly payment until I get it paid off, but the hospital says that I have to take a loan to pay it off if it's not paid off in 4 months. This means I would have to spend a lot on interest. Now, I can't just magically make that much money appear in the nex...
04/02/2007 | Category: Debts and Credit | State: Arkansas | #2504Can a cell phone provider charge a penalty for early termination if you lost your job?
Can a cell phone provider legally charge a penalty for getting out of a 2 year contract early for loss of a job?
04/01/2007 | Category: Debts and Credit | State: Michigan | #2422What rights do I have for the collection of a 15 year old debt?
I was divorced over 15 years ago. Before we new we were going to split, we bought some furniture, it was me that signed the papers, although it was my husband who was making payments because I was not working at the time. He filed bankruptcy and this furniture was not included in his bankruptcy and now 15 years later collection is coming after me. Do I have to pay this debt?
03/31/2007 | Category: Debts and Credit | State: California | #2417How can I be held responsible for my sick son's debt?
I am Power of Attorney for my son who was ill but is now better. He has an outstanding debt from a home equity loan. I received a judgement from the debt collector that I am named as a defendant in the paying of this bill. How can that be possible. I have signed nothing of his. I was just handling his affairs while he was sick.
03/31/2007 | Category: Debts and Credit | State: Pennsylvania | #2398Am I still responsible for ex-husband's medical debt since I am the one who carried the insurance?
As part of our divorce proceedings, attorney's for my husband and I drew up a Legal Separation Agreement which we both agreed on and signed. Agreement was filed with the courts. I recently learned I had a garnishment placed on my wages for co-pay charges due to a medical center. I faxed over Legal Separation Agreement to law firm where the agreement stated that my husband "a...
03/26/2007 | Category: Debts and Credit | State: Kansas | #2161Can US Bank zero the balance of a prepaid Visa gift card after 1 year?
I have 3 gift cards (debit cards) from US Bank that were unused before being lost. They were recently found but have an expiration date of approx. 6 months ago. US Bank said the balances were now $0.00 and the cards could not be used. The cards were purchased approx. 1 year prior to the expiration date. Can US Bank zero the balance of a prepaid Visa gift card in this time frame...
03/26/2007 | Category: Debts and Credit | State: Wisconsin | #2141Would a creditor be treated differently if I were to file bankruptcy before a judgement is entered?
Due to medical problems, I may need to declare bankruptcy. I am living on SSI and Medicaid. I am not the head of the household. Under Federal exemptions, I will be able to keep most of my land but I might have to give up some of it. With multi-creditors (some lawsuits in near future), is a creditor treated differently after winning a judgment than they would be if I declared b...
01/31/2007 | Category: Debts and Credit | State: Arkansas | #1459Can credit card companies get a judgement against my property without going to court?
I owe about $66,000 to credit cards. I have real estate valued at around $180,000. My question is, can the credit card companies or lawyers tie up my property without my day in court? Can they get a judgment without going to court on any of my real estate?
01/31/2007 | Category: Debts and Credit | State: Alabama | #1399How do you take a past due Accounts Receivable to court to collect the monies owed to your company?
How do you take a past due Accounts Receivable to court to collect the monies owed to your company for services provided?
01/31/2007 | Category: Debts and Credit | State: California | #1398