Debts and Credit Legal Questions and Answers
Is There a Grace Period to Cancel a Personal Loan?
When taking a personal loan from the bank, is there a grace period in which you can decide not to take the loan?
08/24/2011 | Category: Debts and Cr... » Lending | State: Mississippi | #25394Can I Use a Home Equity Line of Credit to Purchase Commercial Property?
I have $45000 equity in my house. Can I use a heloc for a down payment on commercial real estate?
06/26/2011 | Category: Debts and Cr... » Lending | State: Arkansas | #25100Can Another Person Get a Mortgage in My Name?
Can an ex spouse secure a mortgage for the other spouse, in the other spouse's name?
05/08/2011 | Category: Debts and Cr... » Lending | State: Arkansas | #24794How do I get a mortgage removed from my property if bank has no records of the loan?
I claimed bankruptcy over 10 years ago and I kept my home and paid the mortgage, I had a second and third mortgage that now I am pay ing the thiird, the second lien holder went out of business and I had a attorney trying to find out where the debt went to, when he found out where the debt went to, they said they did not have me listed.What do I do to get that lien removed off m...
02/11/2011 | Category: Debts and Cr... » Lending | State: Rhode Island | #24195What is the Limit on Interest Rates for Payday Loans or Cash Advances in North Dakota?
In North Dakota, is it legal for a company called Cashcall to loan money to someone at a rate of 59%?. I know of someone who borrowed $5,000 and her payments are $254/month for 9 years.
11/27/2010 | Category: Debts and Cr... » Lending | State: North Dakota | #23709What is the Definition of an Agricultural Loan?
I have always understood that any loan (including autos, debt consolidation, school, etc.) to a farmer or rancher that derives the bulk of his income from farming or ranching, any loan to these individuals is considered an agricultural loan, whether they are for personal use or not.
11/03/2010 | Category: Debts and Cr... » Lending | State: Colorado | #23545Is Oue SBA Disaster Loan Assumable?
We Have a SBA diaster loan on our house and were told that it was assumable if we want to sell. Now they say it is not and would like to know.
09/10/2010 | Category: Debts and Cr... » Lending | State: Minnesota | #23138Should I Refinance My Home to Pay off a Student Loan?
One of my husband's school loans was in forebarence. I called in Oct to find out when we needed to set up new payment plan. The man said to call at the beginning of the year. Before I called in Jan, the loan had been turned into a collection agency who is threatening to garnish his wages. I don't have the man's name that I spoke with. They want us to take out a loan against our...
01/23/2010 | Category: Debts and Cr... » Lending | State: Texas | #20586Needing a Legal Form to Loan Money to a Mexican Business
I plan on starting an LLC for my online business where it will sell some products and advertising spots. I also plan on loaning money to small mexican businesses and individuals. Do I need any special license or legal forms to do that?
04/14/2009 | Category: Debts and Cr... » Lending | State: Arizona | #15993Does a signed promissory note need to be notarized or witnessed?
Does a signed promissory note need to be notarized to be an official document? My son lent a friend money and when my son tried to collect the unpaid debt, he was told since the borrower's signature wasn't notarized it is not an official document and he can't take the promissory note to court to sue for his money. Is that true?
06/16/2017 | Category: Debts and Cr... » Promissory N... | State: ALL | #40179