Debts and Credit » Lending Legal Questions and Answers

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Can my Mother get the money back she loaned us to build a house?

My mother used her money to built on to our house, $150,000.00. It was never written down but said between us that if anything happen or sell, we would pay her back, she has only been in this space 3 1/2 years when my husband and I are divorcing. He says he owns her nothing! I do have emails between us saying he would, us pay her her on the sell of our home. Can she put a...

03/08/2017   |   Category: Debts and Cr... » Lending   |   State: North Carolina   |   #33614

Is it true that if a loan institution passes your debt to another loan institution you are no longer obligated?

Is it true that if a loan institution passes your debt to another loan institution you are no longer obligated to pay back the debt.

03/08/2017   |   Category: Debts and Cr... » Lending   |   State: West Virginia   |   #33612

How Much Interest Can a Bank Charge on a Loan in New York?

My name is Heidi my sister and i we been having a secure loan in this Banl in NY for over 10 years and we just feel like they interest rate must be wrong they are 26% to 46% a year.Can some one tell us if this is normal or not.Is the secure loan with The provident loan society in NY.Sincerely.

09/21/2011   |   Category: Debts and Cr... » Lending   |   State: New York   |   #25501

Is There a Grace Period to Cancel a Personal Loan?

When taking a personal loan from the bank, is there a grace period in which you can decide not to take the loan?

08/24/2011   |   Category: Debts and Cr... » Lending   |   State: Mississippi   |   #25394

Can I Use a Home Equity Line of Credit to Purchase Commercial Property?

I have $45000 equity in my house. Can I use a heloc for a down payment on commercial real estate?

06/26/2011   |   Category: Debts and Cr... » Lending   |   State: Arkansas   |   #25100

Can Another Person Get a Mortgage in My Name?

Can an ex spouse secure a mortgage for the other spouse, in the other spouse's name?

05/08/2011   |   Category: Debts and Cr... » Lending   |   State: Arkansas   |   #24794

How do I get a mortgage removed from my property if bank has no records of the loan?

I claimed bankruptcy over 10 years ago and I kept my home and paid the mortgage, I had a second and third mortgage that now I am pay ing the thiird, the second lien holder went out of business and I had a attorney trying to find out where the debt went to, when he found out where the debt went to, they said they did not have me listed.What do I do to get that lien removed off m...

02/11/2011   |   Category: Debts and Cr... » Lending   |   State: Rhode Island   |   #24195

What is the Limit on Interest Rates for Payday Loans or Cash Advances in North Dakota?

In North Dakota, is it legal for a company called Cashcall to loan money to someone at a rate of 59%?. I know of someone who borrowed $5,000 and her payments are $254/month for 9 years.

11/27/2010   |   Category: Debts and Cr... » Lending   |   State: North Dakota   |   #23709

What is the Definition of an Agricultural Loan?

I have always understood that any loan (including autos, debt consolidation, school, etc.) to a farmer or rancher that derives the bulk of his income from farming or ranching, any loan to these individuals is considered an agricultural loan, whether they are for personal use or not.

11/03/2010   |   Category: Debts and Cr... » Lending   |   State: Colorado   |   #23545

Is Oue SBA Disaster Loan Assumable?

We Have a SBA diaster loan on our house and were told that it was assumable if we want to sell. Now they say it is not and would like to know.

09/10/2010   |   Category: Debts and Cr... » Lending   |   State: Minnesota   |   #23138
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