How Do I Add My Granchild to My Insurance policy?
Full Question:
Answer:
I suggest calling the insurance company to inquire about applicable company policies. A parent may designate a standby guardian for his or her child by means of a written designation signed by the parent in the presence of 2 witnesses 18 years of age or over, neither of whom may be the standby guardian, and by the standby guardian. If a parent is physically unable to sign that written designation, another person 18 years of age or over who is not the standby guardian may sign the written designation on behalf of the parent and at the direction of the parent, in the presence of the parent and 2 witnesses 18 years of age or over, neither of whom may be the standby guardian.
A guardianship may be voluntarily created by a surviving parent to be effective if the parent is deceased or incapacitated. A person may also may a testamentary appointment of a guardian in a will. A power of attorney over a child is a document signed and notarized by a parent giving a non-parent authority to make decisions for a minor child. The power of attorney is typically used by a parent who is unavailable for a period of time and wants to grant authority to another person over their child.
The power of attorney can be used to authorize the person to obtain medical treatment for a child, signing up a child for an activity, or for other significant decisions. The parent may also limit the purpose of the power of attorney to something very specific.
The parent granting the power of attorney can withdraw (revoke) the power at any time, even before the expiration date of the power of attorney. It is best that the withdrawal be in writing. The parent withdrawing the power must be sure to fill out a revocation form and deliver it to the person granted the power of attorney. The withdrawal is effective immediately upon delivery.
Please see the following OR statute:
109.056 Delegation of certain powers by parent or guardian;
delegation during period of military service.
(1) Except as provided in subsection (2) or (3) of this section, a
parent or guardian of a minor or incapacitated person, by a properly
executed power of attorney, may delegate to another person, for a period
not exceeding six months, any of the powers of the parent or guardian
regarding care, custody or property of the minor child or ward, except
the power to consent to marriage or adoption of a minor ward.
(2) A parent or guardian of a minor child may delegate the powers
designated in subsection (1) of this section to a school administrator
for a period not exceeding 12 months.
(3)(a) As used in this subsection, "servicemember-parent" means a parent
or guardian:
(A) Who is a member of the organized militia of this state or a member
of the Reserves of the Army, Navy, Air Force, Marine Corps or Coast
Guard of the United States; and
(B) Who is required to enter and serve in the active military service of
the United States under a call or order by the President of the United
States or to serve on active state duty as defined in ORS 398.002.
(b) A servicemember-parent of a minor child may delegate the powers
designated in subsection (1) of this section for a period not exceeding
the term of active duty service plus 30 days.
(c) Except as provided in paragraph (d) of this subsection, if the minor
child is living with the child's other parent, a delegation under
paragraph (b) of this subsection must be to the parent with whom the
minor child is living unless a court finds that the delegation would not
be in the best interests of the minor child.
(d) When the servicemember-parent has joint custody of the minor child
with the child's other parent or another individual, and the
servicemember-parent is married to an individual other than the child's
other parent, the servicemember-parent may delegate the powers
designated in subsection (1) of this section to the spouse of the
servicemember-parent for a period not exceeding the term of active duty
service plus 30 days, unless a court finds that the delegation would not
be in the best interests of the minor child.