Insurance Legal Questions and Answers
Health insurance by state
What is the part of the Interstate Commerce law that applies to prohibiting the sale of HEALTH insurance across state lines?
08/07/2009 | Category: Insurance | State: Connecticut | #17983Can you tell me what form I would need to file a lawsuit against the insurance company?
My Home and all my property was destroyed by hurricane Ike, Sept. 13, 2008. I had flood and windstorm insurance coverage. The flood policy paid off their policy limits but the windstorm policy only wants to pay off 10% of their limits. I want to file suit for the whole amount. I need a form(s) to accomplish that. The amount I wish to sue for is in the neighborhood of $70,0...
05/11/2009 | Category: Insurance | State: Texas | #16636Is an auto service contract backed by a surety bond sold by dealerships considered insurance?
Is an auto service contract backed by a surety bond that is sold through dealerships considered insurance in Louisiana?
04/03/2009 | Category: Insurance | State: Louisiana | #15870What can I legally charge patients for after their yearly maximum for benefits has been charged?
I am a dentist and am contracted with some dental PPO insurance companies. Some plans allow me to charge my fee for service fees to the patient after the patient has reached their yearly maximum benefit coverage allowance. However, some say that since I am contracted with them, I need to charge my discounted rate for that plan to the patient- even after the patient has exceeded...
03/10/2009 | Category: Insurance | State: Arizona | #15538How can a Legal Guardian appointed by Probate Court qualify as QMSCO for Group Health Insurance?
How can a Legal Guardian (niece/nephew) appointed by Probate Court qualify as QMSCO for Group Health Insurance?
02/18/2009 | Category: Insurance | State: Georgia | #15280What is The Law concerning Breast Cancer Reconstruction? Are Reimbursement policies Exempt? I just yesterday( During ...
What is The Law concerning Breast Cancer Reconstruction? Are Reimbursement policies Exempt? I just yesterday( During National Breast Cancer Awareness Month No Less) , Received a Letter from such, refusing to pay for reconstruction,after 3 Doctors Agreed, two Breast Cancer surgeons,and My radiologist. (Dr Russell E. Mcdow MD.F.A.C.S 703 858-3131.Surge...
10/29/2007 | Category: Insurance | State: Virginia | #11137Is the primary insurer always responsible for the secondary insured person?
Can a person who is the primary person on the insurance coverage ever NOT be responsible for the medical bills of the secondary (spouse) insurance person? Is there a way for the secondary person to be responsible and still have the insurance coverage.
09/17/2007 | Category: Insurance | State: Florida | #8829Are insurance companies required to pay for one pap smear a year in Pennsylvania?
Are insurance companies required to pay for one pap smear a year in Pennsylvania?
05/15/2007 | Category: Insurance | State: Pennsylvania | #4792If I have no insurance, can a hospital put a lien on my property for money
My husband recently turned 60. Now his health insurance company has raised his monthly rate so high that we simply cannot afford it. He is thinking about being uninsured until he can apply for medicare. I am afraid that if he does this and has a substantial medical emergency or needs surgery the hospital could put a lien on our home. Can they do this? We live in the state of Fl...
05/11/2007 | Category: Insurance | State: Florida | #4513What is the legal term an insurance company can decide whether or not to honor a claim?
What is the legal term an insurance company can decide whether or not to honor a claim? I have had this going on for 2 months now on a stolen vehicle. I am under the impression that it may be 90 days.
04/24/2007 | Category: Insurance | State: New Mexico | #3296