Real Property Legal Questions and Answers
If my home is foreclosed on in Florida will I face a deficiency judgment?
Our residency is in Wisconsin. We are contemplating foreclosure on our second home in Florida. We understand that Florida Law allows for deficiency judgments, and that judgment can be filed after foreclosure. It is conceivable that the foreclosure sale price will be less than the the amount owed the bank. Our question are: 1. Would we be liable for the difference between th...
11/23/2007 | Category: Real Property » Foreclosure | State: Florida | #12740How long do I have to get out of my home that was foreclosed on?
I hired a foreclosure specialist to help me get out of this and sell the home before it was foreclosed. He did not do this and it was auctioned off without my knowledge. Now he will not talk to me and says there was nothing he could do. I wasted my time with him. How long do I have to get out now that it has been foreclosed on? He says the bank has to file a creed? I don't kno...
11/21/2007 | Category: Real Property » Foreclosure | State: New York | #12656What legal forms are needed to respond to civil action foreclosure?
I need to know what legal forms are needed to respond to civil Action Foreclosure. I would like to reestablish my note.
09/28/2007 | Category: Real Property » Foreclosure | State: Florida | #9243Can I collect my down payment from the bank since they sold my home as a foreclosure with a profit?
In 2000, I defaulted on my home loan and went into foreclosure. The bank sold the house and obtained a big profit. (When I bought the house, I had made a downpayment of 40%). Can I still go after the surplus funds and/or my down payment 7 years later?
09/18/2007 | Category: Real Property » Foreclosure | State: California | #8850If I have a rental home that is going into foreclosure, can the bank go after my personal residence, my IRA, or my social sec...
If I have a rental home that is going into foreclosure, can the bank go after my personal residence, my IRA, or my social security check?
09/18/2007 | Category: Real Property » Foreclosure | State: Florida | #8842What would happen if my son was unable to pay his house payment?
My mother transferred a property over to me for one dollar; no sales agreement, no title insurance. There was and still is a lien on the home from when my mother signed for my son to refinance his home and needed a cosigner. How does this affect me now that I own this property? What would happen if my son was unable to pay his house payment?
08/17/2007 | Category: Real Property » Foreclosure | State: Pennsylvania | #8009Have I lost my home or do I have rights?
I was under a repayment plan contract with my mortgage company to pay a past due balance and current payment, the contract was signed, dated and fax on 1/29/07, it was also faxed on 1/30/07 along with the payment receipts for the downpayment of the contract. No payment was asked of for feb and the next payment was requested march 15 07, the mortgage company closed out our loan...
05/25/2007 | Category: Real Property » Foreclosure | State: Michigan | #5945What are the legal procedures to regain property back from foreclosure?
What are the legal procedures to regain property back from foreclosure? I have good credit from prior years and due to a death and illness I fell behind in 2006. I made attempts to catch up paymetns in December 2006 when some unidentified people came out and changed the locks with no legal documents to show they had any legal rights to do so.
05/15/2007 | Category: Real Property » Foreclosure | State: Alabama | #4882Can someone in foreclosure have their home sold and be required to move all without notice?
My friend was renting a house and did not know that it was in foreclosure, then the person that bought it a week ago showed up and told her she had to move but he would he would give her until wed. Can they do that with her having no where to go and three kids and with no notice what so ever.
05/12/2007 | Category: Real Property » Foreclosure | State: Missouri | #4571What happens with the second loan owed on our home that was sold at a foreclosure auction?
Our home went into foreclosure. On Mar. 23, 2007, our home was sold at a public auction to the highest bidder. We had 2 loans. The sale covered the first loan, with about $14,000 left over. What happens to the second loan of about $43,000? I was told it just goes away and we do not owe anything on it. Also we got papers in the mail that says it is a Notice of Deposit of surplus...
05/07/2007 | Category: Real Property » Foreclosure | State: Washington | #4002