Debts and Credit Legal Questions and Answers
Can the bank claim money from a personal account to cure an overdraft?
I have 3 accounts with the same bank. The 2 checking accounts had overdraft protection. The business account has had no money in it for some time now due to the economy. My health insurance over drew my account (the business one) $1,400.00. I have made several payments to try to pay it back, but I am not earning money. I have been in contact with two banks to explain that I...
04/14/2009 | Category: Debts and Credit | State: California | #15985What are my rights to have false information removed rom my credit report?
I have a collection company who purgered themselves to get a judgement against me. They report negatively to the credit people everytime my credit gets good. What are my rights?
04/09/2009 | Category: Debts and Credit | State: Colorado | #15927What can I do if my banker ordered me a credit card without my permission?
A banker uses my account information to order a credit card for me without my permission. What can I do?
04/08/2009 | Category: Debts and Credit | State: Idaho | #15924If a son stop's payment on mother's check to someone without her knowledge is this legal?
A relative [my aunt] gives me a check, as she has been done several times before. Her son stops payment on the recent check for no reason other than he seeks to keep as much of his mother's money for himself as possible. Has the son violated any laws; if so, what codes are involved?
04/01/2009 | Category: Debts and Credit | State: California | #15835Am I responsible for the large credit card debt my wife left when she passed?
My wife died leaving large credit card dept. The card is in her name only. Her name is on the deed to our home and autombiles. Am I liable for this debt?
03/16/2009 | Category: Debts and Credit | State: Indiana | #15641What are the requirements for garnishing wages for credit card debt?
Last week my wages were garnished due to the lack of payment from a 2004 credit card account. My last payment was in 3/2004. This matter has never been into a court of law. In my understanding the statute of limitions has expired. How do I get this matter resolved and stop the garnishment of my wages?
03/14/2009 | Category: Debts and Credit | State: Arizona | #15626What is the statute of limitations for collecting a quick loan?
5 years ago I did one of those quick loans, the amount was 350.00. yesterday I received the keys to my new home that I worked for years to clean my credit up . 2 hours after, a summons was delivered; saying I owed 13,500.00 - cost and fees, because I didn't pay. I did pay but have long since thrown away any papers. What can I do?
03/14/2009 | Category: Debts and Credit | State: Illinois | #15624How do I make a claim against a decedent's estate to collect money for a loan?
A loan for a significant amount of money was made interest free in 1995. The lenders were provided with an insurance policy to secure the loan at the expense of the person making the loan. Eight years later (2003) the beneficiary was changed without the lenders knowledge. The person(s) making the loan have a signed agreement with the deceased that there would be no changes wit...
03/13/2009 | Category: Debts and Credit | State: Florida | #15621How do I recover monies drafted from my bank account after asking the bank in writing to stop draft?
I have sent a letter to Bank of Hometown to stop taking a draft of $75.00 out of my account. I told them that they no longer had authorization to withdraw from my account but they keep doing it. What can I do?
03/12/2009 | Category: Debts and Credit | State: Mississippi | #15609Can I sue my ex husband for taking out a hard cash loan on my home the he can no longer pay?
I own a home in Santa Cruz with a $640,000 mortgage; which I've paid on time all along. The home is held at this point with my ex who 18 months ago borrowed $75,000 as a short term hard cash loan that is due in August of this year. My ex has really gone off the deep end and now feels unable to pay. I am having no luck finding refinancing for this $75,000 . Can I sue my ex for t...
03/09/2009 | Category: Debts and Credit | State: California | #15502