Debts and Credit Legal Questions and Answers
Do I still owe my ex for equity I paid to her at the time of divorce if she never cashed the check?
In a divorce 3 years ago I wrote my ex a check for pay-off of equity on our house that I kept. She never cashed the check. Since then I have closed that account . I received a letter from her this week saying she wanted her money. Is there a staute on how long she can keep a check and never cash it. Doesn't it become void after a certain period of time?
09/23/2007 | Category: Debts and Credit | State: Louisiana | #8974Is there a limitation on time and can a debt be reopened if declared?
In 1992, I made a purchase for $400. I didn't pay the whole debt off. In 1996 the company declared the debt noncollectable. The store I bought it from went out of business. I recently paid off a huge debt. I just received a collection notice about that debt from 1992. What was ironic is it is the same collection company I just made this large payoff to. I thought the deb...
09/20/2007 | Category: Debts and Credit | State: Ohio | #8903After a debt is charged off can the creditor try collecting from a person later?
After a debt is charged off can the creditor try collecting from a person later?
09/18/2007 | Category: Debts and Credit | State: ALL | #8851If you have been paying on medical bills can they still be sent to collections?
If you have outstanding medical bills you have been paying, and the creditor has been accepting the payment for several months, can they turn around and send them(it) to collections?
09/17/2007 | Category: Debts and Credit | State: Wisconsin | #8819Can the bank keep a check that I tried to cash if I owe them money?
I owe a local bank past due fees, and I obtained a loan from a loan company, they made the check payable to me, and just so happens the check was drawn on the bank where I owe these funds, I went through their drive up window and showed my ID to cash the check, They took the check and gave me a number to call and I did, but did not get an answer. I would like to know if a compa...
09/16/2007 | Category: Debts and Credit | State: Georgia | #8795I was divorced 2 and a half years ago. In the divorce decree we were both responsible to pay half of any bad debt, or debt w...
I was divorced 2 and a half years ago. In the divorce decree we were both responsible to pay half of any bad debt, or debt we owed together. I have paid my half, but because he has not paid his it is showing up on my credit report. How do I get it off my credit report? Because he has not paid it is stopping me from being able to get a home loan, what do I do?
09/13/2007 | Category: Debts and Credit | State: Idaho | #8701Does a stipulated judgment appear on your credit report?
Does a stipulated judgment appear on your credit report?
09/10/2007 | Category: Debts and Credit | State: Texas | #8579Can my S.S.I. money be garnished by credit card judgments that are against me?
Can my S.S.I. money be garnished by credit card judgments that are against me?
09/03/2007 | Category: Debts and Credit | State: Maryland | #8387What is the time limit on cashing a check that you wrote to a business? You write a check and account for it in your ledger b...
What is the time limit on cashing a check that you wrote to a business? You write a check and account for it in your ledger but the business cashes the check over 2 months later and causes your account to be overdrawn and is threating to send you to collections over it. What can you do?
08/28/2007 | Category: Debts and Credit | State: Texas | #8278Could anyone tell me when the statue of limitation on credit card debt? My understanding is when the debt became in default n...
Could anyone tell me when the statue of limitation on credit card debt? My understanding is when the debt became in default not when the credit card company charges off the debt. Therefore if a consumer misses a payment on July 1, 2000 and never gets the balance up that is when the account goes into default and the time starts ticking. What if someone makes a payment after tha...
08/22/2007 | Category: Debts and Credit | State: ALL | #8140