Debts and Credit Legal Questions and Answers

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Is a Joint Account Holder Liable for the Debt of the Other Account Owner?

Does having a joint checking account with someone in any way legally make you liable for the other parties debts or leins?

08/16/2010   |   Category: Debts and Credit   |   State: Oregon   |   #22920

Is a Debt Collector Required to Record a Phone Call With a Consumer?

I am aware of a Federal or State (Colorado) statute requiring a creditor/collector to maintain a copy of phone transcripts of conversations with consumers but am unable to find 're-find' it.

06/28/2010   |   Category: Debts and Credit   |   State: Colorado   |   #22503

Is a Child Responsible to Pay a Parent's Debts When They Die?

I am my Fathers Beneficiary of Estate and accounts etc. In the event of his death, can I be held liable for his medical debts to the hospital etc, for any amount that they may be. I don't want to lose his home to cover his debts left behind, but most of all have to refinance my home as well to cover it.

06/09/2010   |   Category: Debts and Credit   |   State: Virginia   |   #22341

How Do I Avoid Going to Jail For Failure to Appear for Traffic Tickets in Texas?

My daughter is on SS Disability, she got 2 tickets in 2005. 1 was running a stop sign the other was going 15 owner speed limit. I knew nothing about the tickets.We found out that she missed her court dates so she had warrants out for the tickets and no show. Her tax refund for 2010 she went to pay them,but she owed still some money,they set up a plan with her but she did not t...

05/09/2010   |   Category: Debts and Credit   |   State: Texas   |   #22049

Will My House Be Sold to Pay Medical Bills if I Don't Answer a Warrant in Debt?

I have received a 'warrant in debt ' in the city of 'Danville , Va. It is for a balance left after my medical insurance paid it's part. I have no income. My husband is self employed and not included on this bill. Our only bank account is the one in our business name. The only vehicles we own are at least 15 years old and are all trucks for the business. We are purchasing the h...

05/03/2010   |   Category: Debts and Credit   |   State: Virginia   |   #21994

Is a Husband liable to pay for a Judgment Against a Spouse?

In a civil judgement may a husbands wages be garnished to collect on a judgement against the wife and are there any other means available to collect the judgement?

04/29/2010   |   Category: Debts and Credit   |   State: Georgia   |   #21955

Am I Liable for the Business Debt of My Deceased Husband?

My husband took out a business line of credit for his company. He died in February and I was told by the bank that since my name is not on the loan document and the loan was an unsecured loan, that I am not responsible for payment . still receiving bills for payment. I have already sent them a death certificate to prove my husband's death at their request. I am still respon...

04/28/2010   |   Category: Debts and Credit   |   State: Florida   |   #21942

How Do I Settle My Mother's Debt?

I live in Georgia and my mother had a stroke 5 years ago with landed her in a nursing home. While in the nursing home she became late on a credit card account (15,000) which I tried to pay on numerous times but they told me they would only talk to her (a person who didn't even know her address anymore) I was told to send them My POA only them would they talk to me I sent them a...

04/26/2010   |   Category: Debts and Credit   |   State: Georgia   |   #21914

How Do I Dispute Charges on My Credit Card?

Credit card company charged me for merchandise I did not order. I asked them numerous times to credit my account. Instead of a credit, they keep adding finance charges and late charges. In addition I am getting threatening letters from collection agencies. I am quite frustrated with the treatment I am getting without a solution to my problem. How can I clear up my credit histor...

04/23/2010   |   Category: Debts and Credit   |   State: New York   |   #21895

What Should I Do if My Elderly Mother Can't Pay Her Debts?

My father passed away in January 2010. My mother is still living. My brothers and I have discovered that my mother and father have defaulted on credit card and medical debt obligations. My mother's only income is social security. My brothers and I pay for her current living expenses not covered by social security. Bottom line: My mother has no money to pay her old obligati...

04/20/2010   |   Category: Debts and Credit   |   State: Utah   |   #21860
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