Debts and Credit Legal Questions and Answers
As the holder of a subordination agreement in the state of Washington, may I foreclose on the property and force the first po...
As the holder of a subordination agreement in the state of Washington, may I foreclose on the property and force the first position lien holder to foreclose as well, or am I just in a holding pattern in the event that the first lien holder forecloses at some point and there is enough money left from a sale to pay me?
11/10/2007 | Category: Debts and Credit | State: Washington | #12009Where would I find a letter of intent needed to pay my loan in full?
SCEDD needs a letter of intent, to allow us to pay a loan in full. I can not find a letter of that nature in your website. Just need an idea of what to write?
11/09/2007 | Category: Debts and Credit | State: Colorado | #11964Who is responsible for payment when identity theft has taken place?
In a case of identity theft, how much money is the victim responsible to pay.
11/06/2007 | Category: Debts and Credit | State: Kentucky | #11751What is a private annunity is as a means of protecting cash?
My widowed mother recently went into a nursing home. All of her property has been either sold or gifted beforehand. Could you please explain what a private annunity is as a means of protecting cash (approx. $280,000) before funds are depleated and we have to apply for Medicaid.
11/01/2007 | Category: Debts and Credit | State: New York | #11417Can a Lien be placed on Joint Property when the Judgment is against only one Owner
Can a lien be placed on a joint property if the judgment is on one person not both people who own the home?
11/01/2007 | Category: Debts and Credit | State: Maryland | #11404Is it possible to have a document to release financial liablity of each other in a marriage?
Is it possible to have a document drawn up to release financial liablity of each other in a marriage. My husband and I would like to have a legal document stating that either party can be held financially responsible or liable in the event the other is in a accident for example. Can we release each other of be held responsible for the actions or result of the actions of each ...
10/31/2007 | Category: Debts and Credit | State: California | #11327Can a lender report foreclosure to the credit bureau if the debt was paid off before foreclosure?
I would like to know could a lender report foreclosure to the credit bureau if the debt was paid off before the foreclosure process was completed?
10/30/2007 | Category: Debts and Credit | State: California | #11280What am I required legally to disclose financially when applying for government assistance programs?
My husband is going through cancer treatments. I wanted to apply for food stamps. They wanted a list of all cash, checking and savings accounts. Do I have to list our 401k? Does the government expect us to withdraw our money from there. There will be a penalty not to mention we will have nothing when we retire, social security sure won't be there for us. Also, they wanted...
10/19/2007 | Category: Debts and Credit | State: Illinois | #10592Am I responsible for the bill I received two years after the work was performed?
I had an HVAC service done on my central air system on 7/15/05 from a contractor I had never used before. It was fixed and I never received a bill for the service. I have now received a bill for $335.00 to replace a $15.00 part more than 2 years after the job was done. I got no call or letter saying why the billing was never sent to me. Am I responsible for this? Should...
10/06/2007 | Category: Debts and Credit | State: New Jersey | #9776What can I do to force my relative to pay me money that he owes me?
I got an apartment in my name and let a relative live there a year ago. The relative ended up getting evicted. He agreed to pay the ending cost the landlord requested. He hasn't given me the money for that so I can get the eviction off my name. I can't get an apartment or house in my name. He let me live with him being that I don't have a home to go to. His girlfriend decided ...
09/26/2007 | Category: Debts and Credit | State: South Carolina | #9073