Debts and Credit Legal Questions and Answers
How do I have my name removed from the loans on my husband's cars?
My husband and I have live insurance together. He recently asked for a divorce and the company will not give me information on the policy if he says not to. Can I have him submit a letter to them authorizing them to keep me informed about my policy and that he can't make changes unless notifying me. The other part of my question: I co-signed for my husband's two cars. The...
05/05/2007 | Category: Debts and Cr... » Cosigning | State: Pennsylvania | #3857What can I do to remove a loan that I co-signed on that has not been paid accordingly?
I co-signed a loan for a bike at HSBC/YAMAHA for my son-in-law in 2004, and now I find out he missed payment in 2004. Now in 2007 it has messed my credit score up bad. I cant get anyone to talk to me even though I co-signed. What can I do?
04/06/2007 | Category: Debts and Cr... » Cosigning | State: California | #2700How do I respond to a lawsuit for credit card debt?
How to respond to Court for a lawsuit filed against me for breach of contract with a credit card company?
08/27/2010 | Category: Debts and Cr... » Credit Cards | State: Florida | #23031How do I respond to a summons served on a credit card debt?
I received a summons in the mail. I owe a credit card company $26,517.68. I stopped payments 6 months ago because of the reduction of income due to my wife's job loss. I do not understand what I am supposed to do. The language on the summons is 'A copy of an answer to the complaint within 28 Days after the service of this summons on you,exclusive of the day of service. Your an...
05/06/2010 | Category: Debts and Cr... » Credit Cards | State: Ohio | #22032Do I Need to Provide Employment Information to Settle A Credit Card Debt?
I am in negotiation with a legal collection agency regarding a credit card debt. They will not negotiate with me until they get my employment information. I have been served a summons and trying to settle out of court.I am out of time they will not lower the balance will accept 25% down and 25% monthly payments interest at 23% but I have to give them my employer info first. Do...
12/21/2009 | Category: Debts and Cr... » Credit Cards | State: California | #20144Am I responsible for credit card account opened without my signature?
My wife opened a credit card account in both of our names without my knowledge. She passed away in May 2008. I never was aware of this account until she passed. Now the credit card company is holding me responsible and has applied negative marks to my credit rating. She used my name and SSN in opening the account. The card company cannot provide me with a signature card. ...
11/18/2009 | Category: Debts and Cr... » Credit Cards | State: Indiana | #19681How Do I Sue a Person for Unauthorized Use of My Credit Card?
I have a step daughter who I allowed to use my credit card once in an emergency and she within a months time before I received my statement charged over $10,000 on limo's and cartons of wine. She did not have my card, only my credit card number. I did not want to charge her with fraud at that time as she said she would send me money however that never happened. I will do so...
11/01/2009 | Category: Debts and Cr... » Credit Cards | State: California | #19402Can a Minor Be Liable as an Authorized User of a Credit Card?
My sons credit report states that he has an unpaid credit card balance of 4000.00. After research we discovered that when he was 16 his daddy requested an additional card on his credit card account with my sons name on it so he could purchase gas. His daddy had defaulted on this account. Since my son was underage and did not sign anything can the collection agency do this.
08/04/2009 | Category: Debts and Cr... » Credit Cards | State: North Carolina | #17937How can I make my former domestic partner pay for credit cards he ran up in my name?
I have 2 credit cards that my ex domestic partner abused and now will not pay. What can I do to make sure my he pays them so it will not affect my credit as well.
05/28/2009 | Category: Debts and Cr... » Credit Cards | State: Arizona | #16801What recourse do I have against the prepaid credit card company for closing my account?
I had applied for a prepaid debit card for my tax return to be deposited. After I received my refund, they closed my account for the card stating that too many email addresses were used. So my account was closed without any notification. I had this card for 3 months before my refund was deposited and they stated that they waited until transactions were made to close the accoun...
05/05/2009 | Category: Debts and Cr... » Credit Cards | State: Georgia | #16592