Debts and Credit Legal Questions and Answers
Am I still responsible for a charged-off debt?
If an old credit card bill has been charged off as a bad debt and is coming off my credit report soon am I still responsible for the full amount? As a charge off have they collected some money back from their insurance? I am not trying to get out of paying my debt I have little income and want to take care of what I can.
05/15/2007 | Category: Debts and Cr... » Credit Repair | State: Tennessee | #4850How do I deal with my mounting credit card debt?
I have had excellent credit all of my adult life....and I will be 50 this month. Unfortunately, after a bad marriage and divorce, I was left basically destitute and very ill. I am actually considered disabled by the medical community. However, as opposed to taking it lying down, I have been busting my butt to get my own recruiting business up and running. I have been living on ...
05/09/2007 | Category: Debts and Cr... » Credit Repair | State: Alabama | #4366Can I dispute a check where tenant wrote payment in full on the check payment?
If a client writes a payment in full on a payment check, is there any way to cash it and still dispute the amount. Client crossed out - beach house July-Aug 2008 and wrote payment in full all months. Any way to dispute this if this goes to court and we cash the check?
03/21/2009 | Category: Debts and Cr... » Endorsement | State: California | #15710When I issue a business check to an individual, can I require that he endorse it by his signature?
When I issue a business check to an individual, can I require that he endorse it by his handwritten signature? If so, how?
01/26/2009 | Category: Debts and Cr... » Endorsement | State: Virginia | #15071How Can I Defend a Credit Card Debt that Doesn't Belong to Me?
In 2006 I was contacted by an attorney on behalf of a collection agency saying I owed money on an old credit card. I first I started to pay them and then realized it was not mine. I stopped paying them and they said nothing for about 4-5 years. Now they have contacted me again and are going to take me to court to get my company to garnishee any monies paid to me to pay this...
04/16/2012 | Category: Debts and Cr... » Fair Debt Co... | State: New Mexico | #25657What Do I Do if a Creditor I Don't Know Sends Me A Bill?
I received a collection notice from afni on a debt with a company I have never done business with (Frontier ON-Line) The balance is $207.45 They say I have 30day to contact them. So the question is how do I handle this? Do I pay it? ignore it? what do I do?thanks Dustin
07/19/2011 | Category: Debts and Cr... » Fair Debt Co... | State: Minnesota | #25204Should Violations of the FDCPA be Raised When Settling a Debt?
I have been served on an old credit card debt (last payment in February of 2008) and would like to offer a settlement to a 3rd party collector - offering up to $8,000 on $26,000 debt. This collector and several others that were assigned to it before repeatedly violated FDCPA. The suit, in fact, was served at my in-law's home, a place in another parish where we have never lived...
04/04/2011 | Category: Debts and Cr... » Fair Debt Co... | State: Louisiana | #24561Can a Debt Collector be Sued for Trying to Collect a False or Erroneous Debt?
Can a Credit Services/Collection Agency be held liable for 'prosecuting' or seeking monies from a defendant in a totally unsupported (factually) legal claim? To further clarify my question: Is a credit service co. immune from suit when representing a plaintiff seeking monies for a totally unsupported claim? The credit services actions harm the defendant's credit plus has fo...
11/21/2010 | Category: Debts and Cr... » Fair Debt Co... | State: Oregon | #23684Can a debt collector threaten me with arrest and harass me on the phone?
I recieved a phone call from a collection agency he wanted ss and other personal info but would only give me his name nothing more i still dont have the name of the company as he said he was with the credit union/bureau he refused to give me a phone # or fax and proceeded to threaten me hence 'I AM GOING TO SEND THE AUTHORITIES TO YOUR HOME AND HAVE YOU ARRESTED' after more thr...
09/16/2010 | Category: Debts and Cr... » Fair Debt Co... | State: Texas | #23182How Do I Get a Creditor to Stop Calling Me at Work?
I received a court paper that I was sued in small claims court. It was ruled by the court on 03/09/2009 to Cash call.. The court ordered case dismissed without prejudice. Can this company still harass me at work? for money.
02/14/2010 | Category: Debts and Cr... » Fair Debt Co... | State: California | #20960