Debts and Credit Legal Questions and Answers
Can a Collection Agency Transferred Debt Show Up On My Credit Report?
My husband is employed and our health insurance is through his employer. I had surgery and we had a large medical bill as a result. The bill was sent to collection, and we made monthly payments as agreed. The Hospital decided that we we're getting our debt paid quickly enough and switched to another collection agency that reports to the credit bureaus, the first one does not...
06/02/2011 | Category: Debts and Cr... » Credit Repair | State: Minnesota | #24954What Can I Do About A Tax Relief Company that Failed to Act as Promised?
I retained Power Tax Relief to assist me in dealing with several overdue taxes with the IRS and state of Virginia. They have not been responsive and I believe they have caused me irreperable damage with the IRS. They have been extremely negligent and I don't believe that they are dealing with the IRS on our behalf. We are forbidden to contact the IRS by the terms of our agreeme...
08/03/2010 | Category: Debts and Cr... » Credit Repair | State: District Of Columbia | #22815How Do I Remove Aliases From my Credit Report?
How do I get rid of Aliases on my credit report? I have never used these name before.
06/08/2010 | Category: Debts and Cr... » Credit Repair | State: Texas | #22339What Do I Do if I Default on a SBA Loan?
what options do you have if you default on A SBA loan
07/16/2009 | Category: Debts and Cr... » Credit Repair | State: North Carolina | #17561How Do I Resolve Charges By a Deceased Former Spouse for a Joint Credit Card Account?
My ex-husband living in Texas died November 15, 2008. Our divorce was final in California on November 27, 2006. My name was left on a credit card. A death certificate was filed and his name came off but my name was left on. Now, I am being held responsible for approximately 13.0 in his debt. I tried to file fraud charges as I did not make those purchases and did not know my nam...
07/02/2009 | Category: Debts and Cr... » Credit Repair | State: California | #17309Is it wise to use a debt consolidation company to reduce the payoff on my home?
I have $43,000 in credit card debt. I make larger than minimum payments and am current. My income has decreased greatly and most of the debt is from funding my rental account for repairs and updates. I called the bank but was told the payoff was not negotiable. Should I employ a company that advertises a 60% reduction in payoff?
05/20/2009 | Category: Debts and Cr... » Credit Repair | State: Texas | #16730Can I sue my previous landlord for not notifying the courts that we settled the suit?
I was sued by a previous landlord. We ended up settling out of court, but my previous landlord never notified the courts that debt was settled. When I went to refinance my home I found out there is a judgement on my credit report. Can I sue him for not notifying the courts we settled or for bleming my credit unlawfully? I've already filed a motion to satisfy judgement, but I fi...
05/11/2009 | Category: Debts and Cr... » Credit Repair | State: Missouri | #16641If I get married will my husband's poor credit score effect my credit score?
If I marry someone with a bad credit rating, can I keep my current credit score and not have any of his creditors coming after me? I read that my property can be protected but nothing about creditors.
04/13/2009 | Category: Debts and Cr... » Credit Repair | State: Pennsylvania | #15973Can I file a motion to vacate judgement since it has been 20 years that I have owed the debt?
A rather large judgment entered in California from 1989 (renewed in 1999) has been recorded in my home state of NJ last week. Never knew about it, total surprise. This has never showed on any credit report and my credit scores with all three reporting agencies are outstanding. My concern is that it may NOW show on my credit report (20 years later) because of the event of the ...
04/12/2009 | Category: Debts and Cr... » Credit Repair | State: New Jersey | #15955How can I get my money back if I have been a victim of a credit repair scam?
I am a victim of a 'Credit Repair' scam with removal of negative items and using the 'piggybacking' technique for increasing one's credit rating. The company is located in Pineals, Florida. This started in late July 08 or early August 08. I was to send in $1200 for their fee. Now it is January 2009 and after several emails (of which I have copies of to and from mail) now they w...
01/20/2009 | Category: Debts and Cr... » Credit Repair | State: Georgia | #15030